Since May 2021, as part of Malta’s world class compliance framework designed to maximize client and industry protection; only MFSA licensed entities such as CREDAL International Ltd. can provide fiduciary, incorporation, and core company services such as directorship, co-secretary, registered office address, and banking support.

     In today’s increasingly regulated world of international business and private wealth, and in the face of a new normal automatic exchange of information, where the right to individual privacy has been all but eroded, the best we as ‘managers of client trust’ can do is help clients plan certainty of function and good standing, and direct operations to ensure there will be no unpleasant surprises. Our approach to this challenge is to design and ensure all structures, resolutions, and contracts; appropriately reflect legitimate client objectives via tried and tested models. 

     Whilst innovative in our thinking, CREDAL does not experiment with client solutions, and will only endorse an international plan, once there is comprehensive and independent verification of all substantive aspects. The twin-rails of our consistent risk-management strategy, are rigorous Due Diligence on the client and the project; its finance and prospective counterparties involved, and in parallel; ensuring appropriate governance, pre-transaction screening, and record-keeping. To achieve this; our corporate and fiduciary management teams work in tandem with an in-house experienced team of legal, finance and compliance experts, to maintain internal and external sharpness of thinking and action. Apart from our own established service providers, including major as well as small banks, e-money institutions, and audit firms; we also integrate established client legal, tax and banking relationships and experts as part of the design, and of the ongoing process of review and refinement to best manage change.

     It is also important to note that in parallel to Malta’s high standards of compliance, transparency and governance, the competent regulatory authority is still quite approachable; usually available for a meeting within a month. Similarly; in cases of unusual complexity or involvement of extraordinary elements; one can apply for an Advance-Tax-Ruling and receive a reply within weeks, thus securing peace of mind in advance about a proposed innovative plan or Malta continuity of an already existing operations flow or holding that is seeking a new home or dealing with a new asset class or new type of transaction security.