Since its 2004 entry into the European Union; and 2008 eurozone membership; Malta has, quietly thrived as a neutral and stable international EU corporate base providing a versatile basis for our management-team to collaborate with and synergise client know-how and intellectual property /potential, via our in-house capacities, and additional tailored resources housed in a Malta office within our start-up and support business architecture.

          – Corporate Malta/UK/EU –

        The main reason for such global respect is Malta’s pro-active evolution of UK company and tax law, refined accordingly following 2004 accession into the European Union. In addition, local jurisprudence, regulatory and banking practice tend to follow UK law and principles especially in relation to accounting, audit, banking, insurance, tax and governance fundamentals, thus maintaining client, investor and third party confidence as so many counterparts and professionals are already familiar with UK as the corporate gold standard. Such a versatile legal system, and ‘international’ Malta company, is made even stronger by Malta’s currently having one of the world’s most comprehensive regimes of beneficial owner registers, anti-money laundering, counter terrorism and sanctions monitoring, which is ideal to manage today’s highly volatile inter-connected world.

           – Banking –

        Banking is corporate oxygen. It can only be achieved and maintained on the basis of quality personal & business/project due diligence, appropriate communication and maintained good standing. To achieve this, we assist clients to complete an updated and tailored frame for professional Business Financing & Malta operations, clearly demonstrating the source of funding, and securing confidence-inspiring management and market modelling, indicating primary counter-parties, jurisdictions and risk assessment / mitigation.

        In fulfilling such plans; via our pool of duly qualified directors; we assist the client to achieve and maintain safe-smart levels of Malta resources and capacities, safeguarded by a consistent standard of governance. This is paralleled by our network’s multidisciplinary integration of the accounting, banking, and contracting into proprietary systems; ensuring operation and project teams and offices are ‘engineered to’ and evolve as ‘fit for purpose’; corresponding to client objectives, International Accounting Standards, Malta Business Registry guidelines and latest EU governance and local statutory reporting.

          – Building Corporate Leadership for multi-jurisdictional business –

        We provide pre and post incorporation support, including completion of Strategy & Business plans, vetting of projections, risk mitigation, as well as the all-important day to day operational, accounting, banking, and legal quality reassurance. It is important to note that our firm is focused on start-ups and building active companies; avoiding letterbox-companies or aggressive tax avoidance schemes, all of which fall outside our risk appetite and that of our client profile. In this context a Malta company cannot have bearer shares and the ownership must at all times be clearly identifiable and duly communicated to the Malta Business Registry.

        In circumstances where it may be advisable to establish subsidiaries in other jurisdictions to best manage certain business and cultural challenges; our talented international team, specialises in enabling the Malta company to successfully function as the integrating-manager of multi-jurisdictional subsidiaries. This is where we help create new value in terms of building a leadership / governance ESG capacity for the international group (such as global insurance) via its Malta head, having tailored risk-management, compliance and training systems, utilising Malta cost-effective implementation of EU standards, and the reliable support of our global network.

        In all cases, regardless of the size of the project, counterparties, bank or e-money institution involved; risk screening and risk management; start at onboarding, and continue as an ongoing process, ie periodic or pre-transaction based, or event based in terms of any significant finance, ownership,or management or risk change. It is such in-building of compliance and risk management into our overall corporate governance that make a CREDAL corporate management team; such a trusted pair of competent hands.